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We're Here for You

If you're affected by the federal government shutdown, Cal Coast Credit Union is here to support you. We understand this is a stressful time, and we’re committed to helping however we can. If your paycheck or finances are impacted, please reach out. We offer relief options and are ready to listen, answer questions, and work with you on solutions.

Extra Value Checking

Your money’s a lot happier when it’s protected.

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A Checking Account with a Little Extra Value

Get the same perks as our Free Checking with eStatements account, but with more protection and many added benefits1. For just $3.75/month and no daily minimum balance requirement, you'll be reassured knowing your money has added layers of security. 

Protection Perks for Primary Account Holders

Proactive identity fraud monitoring services2 included for primary account holders for no additional cost:

  • Annual Credit Report
  • Monthly Credit Score on Demand
  • Continuous Credit Monitoring
  • Dark Web Monitoring to store and monitor important credentials.

Already have an Extra Value Checking account, but not yet registered for your free identity theft protection benefits? 

Register 

Visit the NXG Strategies site to login to your account or learn more about identity theft protection. 
Free Benefits
  • Platinum Debit MasterCard® 
  • Monthly eStatements
  • Cal Coast Online Banking
  • CoastLine Telephone Banking Services
  • Mobile Banking3, Mobile Deposit, Bill Pay and PayItNow person-to-person payments4
More Benefits
  • Free access to 30,000 Cal Coast and CO-OP® ATMs Nationwide
  • Unlimited check writing
  • Courtesy Pay and Debit Card Courtesy Pay options5 
  • Identity theft protection 
  • A Personal Privacy Advocate available to help investigate a suspected or active identity fraud situation 
  • Reimbursement for expenses incurred from identity theft up to $25,0006
  • Monthly ATM refund for up to two withdrawals at ATMs outside our CO-OP® Network7
  • Special discounts on loan rates8
 
 

 

Advanced Security Debit Card

California Coast Debit Card

Each California Coast checking account comes with a FREE California Coast Debit Mastercard®. It’s a “must-have” wherever you go—because it gives you 24/7 access to your cash and lets you make purchases wherever you see the Mastercard® logo. Whether for cash on the go or for purchases, our card fraud protection program always protects you and your money! Plus, our new chip-enhanced debit card provides additional security.

Learn More

You May Also Like These Checking Options

Free Checking with eStatements

Open a free checking account with eStatements and get no monthly fee and a secure debit card.

Learn More

Ultra Performance Checking

Learn more about the ultimate checking account for 24/7 monitoring that keeps your assets protected and your identity safe.

Learn More

Dividend Checking

With a dividend Checking Account, you can earn dividends with a high monthly interest on your balance and enjoy all the conveniences that come with Cal Coast checking accounts.

Learn More

APY = Annual Percentage Yield. Rates are accurate as of 05/11/2026. Rates and terms are subject to change without notice. Visit calcoastcu.org or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply.

  1. Minimum opening balance of $25. Maintenance fee of $3.75 charged monthly. Applicant must be at least 18 years of age to open an account.
  2. MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION BEFORE THE SERVICES ARE ACTIVE. Proactive Monitoring Services are applicable to individuals age 18 and older who have a valid credit file. Credit Services are provided by TransUnion®, subject to change. The credit score provided may not be consistent with the credit score model used by a lender, and therefore cannot be relied upon to determine creditworthiness for any particular loan opportunity.
  3. Check with your wireless provider to determine if data and text messaging rates apply.
  4. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.

  5. If an account is overdrawn, please be aware that if it is not brought to a positive balance within 30 days, the account may be closed. 

  6. Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.
  7. ATM fee refunds do not include those fees charged by banks outside the CO-OP network.
  8. Members in good standing may receive loan rate adjustment upon funding. Excludes credit card or Lines of Credit. Actual rate discount based on market conditions. Discount does not apply to promo rates or terms and cannot be combined with other offers. Subject to change without notice.

Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.

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ABA/Routing No: 322281578
NMLS ID# 407951