Dedicated Homegrown Business Solutions
We're passionate about helping grow local Southern California businesses. At Cal Coast, our mission is to simplify the lives of our members, provide the highest level of service and ultimately help you achieve financial prosperity - whether that's for you personally or for your business.
Business Services
Business Term Loans
With Cal Coast Term Business Loans, you receive a one-time lump sum and pay it back over a set period of time.
Business Banking On the Go
Manage your business accounts and loans wherever your work takes you.
News & Community Events
Veterans Day Holiday Closure
On Tuesday, November 11, Cal Coast will be closed in observance of Veterans Day. We will resume normal business hours on Wednesday, November 12.
How to Safely Work from Home
How to Protect Yourself Online
Do you own or want to own a business?
From primary checking and savings to business loans and lines of credit, Cal Coast supports you in your business ventures and achieving your dreams.
Financial Tips for You & Your Business
Mind Over Money: Identifying Wants, Needs, and Smart Spending
November 12, 2025 at 12PM
Explore the psychology behind spending and learn how to distinguish between wants and needs. Gain tools to make intentional choices and reduce unnecessary expenses without feeling deprived.
6 Tips to Boost Your Credit Score
Your credit score is one measure of your financial health and whether you’re responsibly managing your money. Learn how you can repair your credit with these 6 tips.
Income Options During COVID-19
California Coast recognizes that the COVID-19 outbreak has brought unforeseen financial hardship to many. Our hearts go out to those affected and we hope the following tips and resources will assist those who are navigating their way through financial troubles.
5 Steps to Dealing with Debt
One of the major reasons holding many Americans back from being financially independent is debt. So how do you even begin to start tackling debt? It may seem daunting, but it’s a challenge you can overcome with discipline, perseverance, and of course a little help from Cal Coast and our Financial Fitness Counselors.
Prioritizing Expenses
Now is a really good time to take a hard look at where your money is going in order to make some decisions about what is the most important to your survival with the least amount of harm to your overall financial picture. Follow these 4 tips to plan and prioritize your must-have and nice-to-have expenses.
Benefits Far Beyond Banking
From the moment you become a Cal Coast business member, you have an opportunity to spread the word to family members, friends and fellow business owners about the perks of being part of Cal Coast. As our thanks to you, we'll reward you and your referrals with cash!
